In October 2019, a businessperson started looking for an investor who could provide a $15 million loan to build an international school in Qatar.
According to the indictment, Abbas allegedly conspired with Abdulrahman Imraan Juma, a.k.a. “Abdul,” 28, of Kenya, and Kelly Chibuzo Vincent, 40, of Nigeria, to defraud the Qatari businessperson by claiming to be consultants and bankers who could facilitate a loan to finance construction of the planned school.
Juma allegedly posed as a facilitator and consultant for the illusory bank loans, while Abbas played the role of “Malik,” a Wells Fargo banker in New York, according to court documents. Vincent, in turn, allegedly provided support for the false narratives fed to the victim by, among other things, creating bogus documents and arranging for the creation of a fake bank website and phone banking line.
Yusuf Adekinka Anifowoshe, a.k.a. “AJ,” 26, of Brooklyn, New York, allegedly played a role in the fraud, assisting Abbas with a call to the victim posing as “Malik.” Special agents with the FBI arrested Anifowoshe in New York on July 22.
Juma was able to convince the businessperson to sign a contract that mandated the payment of a $225,000 consultancy fee before the loan could be disbursed.
Of course, there was no loan. But the businessperson didn’t know that at the time.
After the businessperson wired a first tranche of $164,450, Juma provided a forged document showing a wire transfer of $15 million from a Barclays Bank account in the United Kingdom to the businessperson’s bank account in Qatar, according to documents from the US Department of Justice.
When the businessperson reached out to the bank to confirm the funds, there was no $15 million. The businessperson contacted Juma, who said the businessperson had to pay another “payment of release order” to release the funds.
In early December, the businessperson wired another $150,000, hoping that would be the final payment for the release of the $15 million. The businessperson was wrong.
Because the dance had just begun.
On December 7, 2019, Juma reached out to Ramon Abbas, popularly known as Hushpuppi, an Instagram celebrity who took pictures with expensive cars and watches and wrote motivational captions before his July 2020 arrest in Dubai.
Juma and Hushpuppi, apparently, belonged to a global fraud syndicate that has fleeced numerous individuals and organisations of millions of dollars.
In July, Hushpuppi pleaded guilty to multiple counts of money laundering before a US Federal Court and now faces up to 20 years in jail.
The December 2019 conversation, too, revolved around how they could siphon more money off the businessperson seeking a $15 million loan.
Hushpuppi told Juma that he would pretend to be a Bank Director – with the moniker Malik – when communicating with the businessperson. The duo agreed on profit sharing and Hushpuppi created a new Whatsapp account, using an American phone number.
Texting the businessperson, Hushpuppi introduced himself as Malik, “the director of the bank responsible for crediting you the funds” working with “Mr Rahman (Juma) from Kenya.”
Juma and Hushpuppi shared, with each other, screenshots of their messages with the businessperson, as the conversations progressed.
To begin to tempt the businessperson to part with more money, Hushpuppi said there was a need to open a bank account in the United States, to transfer the $15 million loan because Qatar had apparently been sanctioned by the US government.
The initial agreement was that the funds will then be credited from the US account to the businessperson’s bank account in London.
Apparently, Hushpuppi had a ‘white guy’ from America call the businessperson to boost the legitimacy of the scheme. The businessperson “is so happy”, Hushpuppi reported to Juma.
Using the resources at his disposal, Hushpuppi created a fictitious business name statement (carrying the name of the businessperson’s company) in the US. He then used the business name to open a bank account, in the name of the businessperson’s company.
He was also able to generate a ‘Durable Power of Attorney’ form. Fraudulent, of course.
On December 20, Hushpuppi sent the account and online login of the Canoga Park Wells Fargo account to the businessperson, who must have felt, once again, that the loan was palpable.
But when the businessperson sent Hushpuppi the information for a UK bank account where the loan funds should be deposited, the latter balked.
Hushpuppi told the businessperson that it would not work to send funds to a “personal account” in the UK. Instead, the businessperson should open an investor’s account with his own private banking service.
To open the account, Hushpuppi said, the businessperson would have to fund it with a minimum of 250,000 pounds.
At this point, the businessperson started to smell a rat. But the allure of imminent victory was too strong.
On December 23, after some back and forth between Juma and Hushpuppi, (the former apparently wasn’t convinced that it was the right time to ask for more money) the businessperson agreed to open the investor’s account.
Game, set . . . match?
To receive and launder the proceeds of the Qatar operation, Hushpuppi relied on two other individuals living in the United States – Rukayat Fashola and Bolatito Agbabiaka.
He also used part of the loot to purchase a luxury Richard Mille watch and St. Kitts citizenship.
On December 24, Hushpuppi sent the businessperson two bank account details, one belonging to Agbabiaka, and the other to the Richard Mille watchseller.
That same day, the businessperson transferred $330,000 to the accounts and sent Hushpuppi photographs of the wire transfer confirmations
Now, the businessperson must have been agitated. “Can you please let me know when I can receive the fund as agreed and promised?” The businessperson said in a text to Juma after forwarding the $330,000.
Juma forwarded the businessperson’s messages to Hushpuppi with a note: “I need your advice before I get back.”
Hushpuppi must have smiled. He had another trick up his sleeve.
On January 4, 2020, Vincent Chibuzo, another of Hushpuppi’s associates, sent the Instagram celebrity a message containing a “telephone banking” number.
This will “blow the client’s mind,” Chibuzo said in his message to Hushpuppi.
The next plan had been to create a fake Wells Fargo bank website and a fake banking automated telephone number that could deceive the businessperson that, indeed, the promised funds had been deposited into the Canoga Park Wells Fargo account Hushpuppi had opened for the Qatar business.
When the “telephone banking” information was eventually sent to the businessperson, it was so convincing that the businessperson wrote back to Hushpuppi: “OMG, I can’t believe it, it’s true.”
After calling the businessperson, Juma sent Hushpuppi a voice note.
The businessperson “can’t breathe,” he said.
The businessperson “is really excited.”
The businessperson “is crying tears of joy.”
The businessperson “is thanking me.”
In response, Hushpuppi said, “Are you proud of me or not? It’s a perfect job, bro.”
After raising the businessperson’s hopes, Hushpuppi reached out and claimed there was a need to pay a tax of $575,000 to have the loan cleared.
“Sorry but this is too much,” the businessperson replied.
The next day, the businessperson contacted Juma, asking him to find a way to avoid paying the $575,000 tax. Juma sent screenshots of this conversation to Hushpuppi.
On January 10, Hushpuppi and Juma discussed reducing the amount the businessperson should be asked to pay. Later, they communed on how to stop the businessperson from flying to the UK to confirm that there were funds in the purported Wells Fargo account.
Juma said he had told the businessperson to keep things quiet, and to not tell anyone or ask anyone about the status of the loan.
On January 13, the businessperson agreed to pay $440,000 in taxes.
The saying that ‘there is no honour among thieves’ began to manifest among the Hushpuppi syndicate.
First, Juma was able to secure $299,983.58 from the businessperson, perhaps as part of the tax payments. But he refused to share it with Hushpuppi because he (Juma) had not received a share from the earlier $330,000 sent by the businessperson.
Then Chibuzo, who was based in Nigeria at the time, accused Hushpuppi of not paying for the work that was being done on the fake Wells Fargo website.
The proceeds of the fraud allegedly were laundered in several ways. According to the indictment, Abbas was assisted in laundering the proceeds of the fraud by Rukayat Motunraya Fashola, a.k.a. “Morayo,” 28, of Valley Stream, New York, and Bolatito Tawakalitu Agbabiaka, a.k.a. “Bolamide,” 34, of Linden, New Jersey. These two defendants also were arrested on July 22 by FBI agents.
Approximately $230,000 of the stolen funds allegedly were used to purchase a Richard Mille RM11-03 watch, which was hand delivered to Abbas in Dubai and subsequently appeared in Hushpuppi’s social media posts.
Other illicit proceeds from the scheme were allegedly converted into cashier’s checks, including $50,000 in checks that were used by Abbas and a co-conspirator to fraudulently acquire a St. Christopher and Nevis citizenship, as well as a passport for Abbas obtained by creating a false marriage certificate and then bribing a government official in St. Kitts.
Court documents outline a dispute among members of the conspiracy, which allegedly prompted Vincent to contact the victim and claim that Abbas and Juma were engaged in fraud. After this contact, Abbas allegedly arranged to have Vincent jailed in Nigeria by Abba Alhaji Kyari, 46, of Nigeria.
According to the affidavit, Kyari is a highly decorated deputy commissioner of the Nigeria Police Force who is alleged to have arranged for Vincent to be arrested and jailed at Abbas’ behest, and then sent Abbas photographs of Vincent after his arrest.
Kyari also allegedly sent Abbas bank account details for an account into which Abbas could deposit payment for Vincent’s arrest and imprisonment.
In one text to Chibuzo, Hushpuppi said in pidgin: “I swear with my life that you will regret messing with me, you will even wish you died before my hands will touch you.”
Now, Hushpuppi’s relationship with DCP Kyari is contested.
The police officer has said he received no payment to arrest Chibuzo and that he was only responding to a violent threat complaint raised by Hushpuppi.
But there is overwhelming evidence – including screenshots of receipts sent by Hushpuppi to Kyari – that the arrest of Chibuzo was influenced by DCP Kyari’s chummy relationship with Hushpuppi and not credible intelligence. (The Nigeria police has said it is investigating the matter)
“Please sir, I want to spend money to send this boy to jail; let him go for a very long time,” Hushpuppi said in one text to Kyari.
“Ok bro, I understand,” Kyari texted back. “I will discuss with my team who arrested him . . . we will do something about it.”
Hushpuppi said he was ready to send money to the team, so they can deal with Chibuzo like an “armed robber.” Kyari said he would send the team’s account details.
When Hushpuppi said “I want him to suffer for many years,” Kyari responded, “hahahaha . . . hahahaha.”
Chibuzo was released about a month later after contracting a skin disease in jail.
Chibuzo’s whistleblowing had apparently not deterred the businessperson. Too much money had been sunk into acquiring the $15 million loan, the businessperson
Too much money had been sunk into acquiring the $15 million loan, the businessperson must have reasoned. Too late to now throw in the towel.
But after paying Juma $299,983.58, the businessperson was beginning to doubt the Kenyan financier and turned to ‘Malik’, the Wells Fargo banker.
The businessperson told Malik – Hushpuppi – that they believed Juma had been scamming them, after spending over $1 million to acquire the loan.
“I know that you think I am stupid but I trust (Juma) and now I’m going bankrupt,” the businessperson said.
Ever the conman, Hushpuppi said, “Wow, over one million?”
Then he promised to help the businessperson.
Later, he claimed to have spoken to his supervisor who was willing to reduce the tax amount that the businessperson would pay to $180,000. But he asked the businessperson to keep their discussions confidential, especially from Juma.
“Try and get the $180,000 sent before the end of the month and (Juma) will be put to shame and God will deal with him also,” Hushpuppi told the businessperson.
At the same time, Hushpuppi was deflecting enquiries from Juma about what the next move to get more money from the businessperson was.
On March 2, 2020, the businessperson wired the $180,000 to Hushpuppi, a bulk of it to an account provided by Agbabiaka, the alleged American co-launderer.
On March 11, the businessperson contacted Hushpuppi to ask about when she would receive the $15 million loan to build the international school. Hushpuppi claimed to have gone to the IRS to pay the tax and that his boss would be able to send the wire the next day.
The next day, Hushpuppi told the businessperson that his boss, Yousif, would contact the businessperson.
The bogus Yousif identity contacted the businessperson via Whatsapp and demanded payment for additional “transfer charges.”
But the businessperson, exhausted and defeated, reached out to Hushpuppi instead.
“Sorry Mr Malik but I’m not gonna pay more and I’m out of this game,” the businessperson said. “I’ll stop all my communication with you . . . You are doing what exactly Juma did . . . I’m now 100% sure that you and Juma and Yousif are all one team.” – (Text excluding headline culled from GlobalVillageextra.com)
– August 2, 2021 @ 1:17 GMT |
